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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,042 | $183,592+38.9% | $155,574+63.9% | $145,877+74.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.71% | 61.37%-45.7pp | 64.87%-49.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $13,123 | $5,317+146.8% | $4,676+180.7% | $4,663+181.4% |
| Participant deferral / active EE | $13,140 | $6,466+103.2% | $5,629+133.4% | $6,691+96.4% |
| Admin fee / account holder | $842 | $19,316-95.6% | $15,914-94.7% | $13,402-93.7% |