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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,042 | $183,516+39.0% | $155,534+64.0% | $145,884+74.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.71% | 61.43%-45.7pp | 64.92%-49.2pp | 551.85%-536.1pp |
| Employer contribution / active EE | $13,123 | $5,315+146.9% | $4,675+180.7% | $4,662+181.5% |
| Participant deferral / active EE | $13,140 | $6,467+103.2% | $5,630+133.4% | $6,690+96.4% |
| Admin fee / account holder | $842 | $19,293-95.6% | $15,900-94.7% | $13,392-93.7% |