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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,385 | $59,440+95.8% | $78,004+49.2% | $82,637+40.8% |
| Participation rate | 94.0% | 62.8%+31.2pp | 69.4%+24.6pp | 68.1%+25.9pp |
| Annual return | 19.78% | 40.24%-20.5pp | 31.07%-11.3pp | 53.51%-33.7pp |
| Employer contribution / active EE | $0 | $1,750-100.0% | $2,469-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $5,939 | $3,138+89.2% | $4,092+45.1% | $4,126+43.9% |
| Admin fee / account holder | $1,903 | $5,504-65.4% | $7,578-74.9% | $7,339-74.1% |