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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,421 | $55,889+81.5% | $76,119+33.2% | $80,935+25.3% |
| Participation rate | 93.6% | 62.1%+31.6pp | 69.1%+24.5pp | 67.7%+26.0pp |
| Annual return | 25.27% | 20.58%+4.7pp | 361.25%-336.0pp | 35.66%-10.4pp |
| Employer contribution / active EE | $0 | $1,866-100.0% | $2,693-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,342 | $3,051+75.1% | $4,259+25.4% | $4,299+24.2% |
| Admin fee / account holder | $10,950 | $5,241+108.9% | $6,421+70.5% | $6,924+58.1% |