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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,385 | $58,627+98.5% | $76,735+51.7% | $82,448+41.2% |
| Participation rate | 94.0% | 63.2%+30.8pp | 69.5%+24.5pp | 68.1%+25.9pp |
| Annual return | 19.78% | 39.10%-19.3pp | 29.77%-10.0pp | 41.64%-21.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,939 | $3,134+89.5% | $4,088+45.3% | $4,139+43.5% |
| Admin fee / account holder | $1,903 | $5,323-64.3% | $7,189-73.5% | $7,234-73.7% |