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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,047 | $160,070-10.0% | $147,117-2.1% | $145,897-1.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.90% | 98.69%-83.8pp | 420.54%-405.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $5,382 | $5,285+1.8% | $4,932+9.1% | $4,663+15.4% |
| Participant deferral / active EE | $13,083 | $8,419+55.4% | $8,065+62.2% | $6,689+95.6% |
| Admin fee / account holder | $790 | $15,035-94.7% | $12,993-93.9% | $13,390-94.1% |