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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,696 | $162,136+25.6% | $152,301+33.7% | $154,746+31.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.46% | 91.02%-77.6pp | 80.50%-67.0pp | 172.34%-158.9pp |
| Employer contribution / active EE | $4,030 | $4,890-17.6% | $4,624-12.9% | $4,379-8.0% |
| Participant deferral / active EE | $13,211 | $8,341+58.4% | $8,004+65.1% | $6,730+96.3% |
| Admin fee / account holder | $9,769 | $15,759-38.0% | $14,398-32.1% | $14,365-32.0% |