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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,620 | $110,410-24.3% | $102,437-18.4% | $145,897-42.7% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 13.34% | 24.85%-11.5pp | 24.95%-11.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,528 | $4,217-40.1% | $3,871-34.7% | $4,663-45.8% |
| Participant deferral / active EE | $4,805 | $5,622-14.5% | $5,060-5.0% | $6,689-28.2% |
| Admin fee / account holder | $6,399 | $9,745-34.3% | $8,388-23.7% | $13,390-52.2% |