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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,388 | $114,119-36.6% | $107,187-32.5% | $138,895-47.9% |
| Participation rate | 69.2% | 78.1%-8.8pp | 75.0%-5.8pp | 79.9%-10.7pp |
| Annual return | 11.71% | 273.21%-261.5pp | 204.55%-192.8pp | 145.39%-133.7pp |
| Employer contribution / active EE | $1,739 | $4,059-57.2% | $3,782-54.0% | $4,194-58.5% |
| Participant deferral / active EE | $2,093 | $5,538-62.2% | $5,096-58.9% | $6,396-67.3% |
| Admin fee / account holder | $8,421 | $10,024-16.0% | $9,162-8.1% | $12,562-33.0% |