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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,610 | $58,311-54.4% | $81,882-67.5% | $80,959-67.1% |
| Participation rate | 36.0% | 63.5%-27.5pp | 72.4%-36.4pp | 67.7%-31.7pp |
| Annual return | 14.45% | 41.85%-27.4pp | 779.47%-765.0pp | 35.67%-21.2pp |
| Employer contribution / active EE | $727 | $2,347-69.0% | $2,916-75.1% | $2,757-73.6% |
| Participant deferral / active EE | $960 | $3,287-70.8% | $4,323-77.8% | $4,300-77.7% |
| Admin fee / account holder | $195 | $4,752-95.9% | $7,360-97.4% | $6,925-97.2% |