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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,874 | $183,539+62.8% | $155,556+92.1% | $145,897+104.9% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 9.03% | 61.31%-52.3pp | 64.84%-55.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,310 | $5,315-37.7% | $4,675-29.2% | $4,663-29.0% |
| Participant deferral / active EE | $5,204 | $6,467-19.5% | $5,631-7.6% | $6,689-22.2% |
| Admin fee / account holder | $12,261 | $19,275-36.4% | $15,885-22.8% | $13,390-8.4% |