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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,413 | $86,949-51.2% | $102,460-58.6% | $80,959-47.6% |
| Participation rate | 76.9% | 72.4%+4.5pp | 76.5%+0.4pp | 67.7%+9.3pp |
| Annual return | 14.20% | 18.89%-4.7pp | 29.47%-15.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,325 | $2,370-1.9% | $3,025-23.1% | $2,757-15.7% |
| Participant deferral / active EE | $4,053 | $4,121-1.7% | $5,056-19.8% | $4,300-5.8% |
| Admin fee / account holder | $1,949 | $8,048-75.8% | $9,460-79.4% | $6,925-71.9% |