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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,673 | $76,834+75.3% | $108,359+24.3% | $87,485+53.9% |
| Participation rate | 94.6% | 61.7%+32.9pp | 70.1%+24.5pp | 68.9%+25.7pp |
| Annual return | 13.94% | 19.09%-5.1pp | 36.89%-23.0pp | 26.06%-12.1pp |
| Employer contribution / active EE | $6,439 | $1,556+313.7% | $2,399+168.3% | $2,596+148.0% |
| Participant deferral / active EE | $6,607 | $3,100+113.1% | $4,137+59.7% | $4,274+54.6% |
| Admin fee / account holder | $10,403 | $6,537+59.1% | $9,741+6.8% | $7,775+33.8% |