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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,791 | $106,588-37.3% | $94,215-29.1% | $155,188-57.0% |
| Participation rate | 77.8% | 74.3%+3.5pp | 70.0%+7.8pp | 80.8%-3.0pp |
| Annual return | 15.99% | 29.39%-13.4pp | 28.22%-12.2pp | 148.84%-132.9pp |
| Employer contribution / active EE | $1,598 | $3,080-48.1% | $2,675-40.3% | $4,248-62.4% |
| Participant deferral / active EE | $3,777 | $4,802-21.4% | $4,276-11.7% | $6,531-42.2% |
| Admin fee / account holder | $4,158 | $12,281-66.1% | $10,216-59.3% | $14,480-71.3% |