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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,004 | $109,782+180.6% | $260,467+18.3% | $94,015+227.6% |
| Participation rate | 96.9% | 67.2%+29.7pp | 80.5%+16.4pp | 70.8%+26.1pp |
| Annual return | 15.41% | 18.60%-3.2pp | 100.60%-85.2pp | 17.84%-2.4pp |
| Employer contribution / active EE | $3,648 | $2,147+69.9% | $4,239-13.9% | $2,790+30.7% |
| Participant deferral / active EE | $17,281 | $4,044+327.3% | $6,319+173.5% | $4,249+306.7% |
| Admin fee / account holder | $3,580 | $11,958-70.1% | $15,461-76.8% | $8,951-60.0% |