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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,004 | $80,812+281.1% | $160,784+91.6% | $82,448+273.6% |
| Participation rate | 96.9% | 66.2%+30.6pp | 77.0%+19.9pp | 68.1%+28.8pp |
| Annual return | 15.41% | 100.59%-85.2pp | 1803.92%-1788.5pp | 41.64%-26.2pp |
| Employer contribution / active EE | $3,648 | $2,174+67.8% | $3,733-2.3% | $2,551+43.0% |
| Participant deferral / active EE | $17,281 | $4,335+298.6% | $6,293+174.6% | $4,139+317.5% |
| Admin fee / account holder | $3,580 | $7,695-53.5% | $9,717-63.2% | $7,234-50.5% |