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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,987 | $136,860-23.3% | $120,344-12.8% | $154,746-32.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 13.20% | 21.38%-8.2pp | 20.30%-7.1pp | 172.34%-159.1pp |
| Employer contribution / active EE | $4,887 | $3,533+38.3% | $3,020+61.8% | $4,379+11.6% |
| Participant deferral / active EE | $5,097 | $5,793-12.0% | $5,135-0.7% | $6,730-24.3% |
| Admin fee / account holder | $2,504 | $15,393-83.7% | $12,742-80.4% | $14,365-82.6% |