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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,415 | $88,754-22.9% | $81,820-16.4% | $145,877-53.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 12.56% | 1031.77%-1019.2pp | 777.93%-765.4pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,859 | $3,085+25.1% | $2,915+32.4% | $4,663-17.2% |
| Participant deferral / active EE | $12,863 | $4,648+176.8% | $4,323+197.6% | $6,691+92.3% |
| Admin fee / account holder | $57,915 | $8,424+587.5% | $7,391+683.6% | $13,402+332.1% |