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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,415 | $88,778-22.9% | $81,844-16.4% | $145,884-53.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 12.56% | 1033.03%-1020.5pp | 778.87%-766.3pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,859 | $3,087+25.0% | $2,916+32.3% | $4,662-17.2% |
| Participant deferral / active EE | $12,863 | $4,648+176.7% | $4,323+197.5% | $6,690+92.3% |
| Admin fee / account holder | $57,915 | $8,430+587.0% | $7,355+687.4% | $13,392+332.5% |