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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,599 | $70,366+160.9% | $66,674+175.4% | $138,895+32.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.92% | 386.41%-368.5pp | 321.24%-303.3pp | 145.39%-127.5pp |
| Employer contribution / active EE | $3,369 | $2,765+21.8% | $2,620+28.6% | $4,194-19.7% |
| Participant deferral / active EE | $8,203 | $4,374+87.5% | $4,084+100.8% | $6,396+28.2% |
| Admin fee / account holder | $3,203 | $5,262-39.1% | $5,098-37.2% | $12,562-74.5% |