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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,019 | $111,830-71.4% | $93,696-65.8% | $145,884-78.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.66% | 204.08%-196.4pp | 133.74%-126.1pp | 551.85%-544.2pp |
| Employer contribution / active EE | $1,887 | $3,093-39.0% | $2,422-22.1% | $4,662-59.5% |
| Participant deferral / active EE | $1,558 | $4,920-68.3% | $4,417-64.7% | $6,690-76.7% |
| Admin fee / account holder | $2,282 | $10,249-77.7% | $8,287-72.5% | $13,392-83.0% |