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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,989 | $129,737+73.4% | $119,126+88.9% | $154,746+45.4% |
| Participation rate | 40.0% | 78.9%-38.9pp | 75.8%-35.8pp | 80.7%-40.7pp |
| Annual return | 13.01% | 379.08%-366.1pp | 282.11%-269.1pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,597 | $4,375-40.6% | $4,034-35.6% | $4,379-40.7% |
| Participant deferral / active EE | $6,674 | $5,842+14.2% | $5,318+25.5% | $6,730-0.8% |
| Admin fee / account holder | $91,128 | $11,961+661.9% | $10,693+752.2% | $14,365+534.4% |