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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,668 | $58,627+252.5% | $76,735+169.3% | $82,448+150.7% |
| Participation rate | 66.2% | 63.2%+3.0pp | 69.5%-3.3pp | 68.1%-1.9pp |
| Annual return | 21.21% | 39.10%-17.9pp | 29.77%-8.6pp | 41.64%-20.4pp |
| Employer contribution / active EE | $1,965 | $1,729+13.6% | $2,454-19.9% | $2,551-23.0% |
| Participant deferral / active EE | $7,089 | $3,134+126.2% | $4,088+73.4% | $4,139+71.3% |
| Admin fee / account holder | $12,142 | $5,323+128.1% | $7,189+68.9% | $7,234+67.8% |