Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,161 | $80,705-27.9% | $115,768-49.8% | $67,986-14.5% |
| Participation rate | 49.1% | 63.0%-13.9pp | 74.4%-25.3pp | 57.2%-8.2pp |
| Annual return | 16.83% | 18.49%-1.7pp | 100.46%-83.6pp | 31.67%-14.8pp |
| Employer contribution / active EE | $1,430 | $2,046-30.1% | $2,940-51.4% | $2,019-29.2% |
| Participant deferral / active EE | $2,609 | $3,559-26.7% | $4,917-46.9% | $3,358-22.3% |
| Admin fee / account holder | $2,669 | $4,135-35.5% | $12,439-78.5% | $3,203-16.7% |