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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,048 | $115,931-27.5% | $185,441-54.7% | $86,983-3.4% |
| Participation rate | 69.0% | 73.6%-4.7pp | 80.3%-11.3pp | 69.5%-0.6pp |
| Annual return | 17.19% | 21.47%-4.3pp | 20.16%-3.0pp | 25.83%-8.6pp |
| Employer contribution / active EE | $2,184 | $2,937-25.6% | $4,672-53.3% | $2,584-15.5% |
| Participant deferral / active EE | $4,382 | $4,551-3.7% | $6,152-28.8% | $4,194+4.5% |
| Admin fee / account holder | $4,120 | $10,687-61.4% | $17,890-77.0% | $7,856-47.5% |