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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,016 | $178,174-6.3% | $156,181+6.9% | $137,256+21.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 9.87% | 84.19%-74.3pp | 64.87%-55.0pp | 220.34%-210.5pp |
| Employer contribution / active EE | $7,965 | $4,972+60.2% | $4,294+85.5% | $4,156+91.7% |
| Participant deferral / active EE | $10,702 | $6,888+55.4% | $6,132+74.5% | $6,407+67.0% |
| Admin fee / account holder | $56,201 | $17,404+222.9% | $14,586+285.3% | $12,270+358.0% |