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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,689 | $78,520-32.9% | $96,576-45.4% | $82,448-36.1% |
| Participation rate | 88.1% | 77.7%+10.4pp | 81.4%+6.7pp | 68.1%+20.0pp |
| Annual return | 7.39% | 41.30%-33.9pp | 38.47%-31.1pp | 41.64%-34.3pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,786 | $6,754-58.8% | $7,956-65.0% | $4,139-32.7% |
| Admin fee / account holder | $15,481 | $13,455+15.1% | $11,381+36.0% | $7,234+114.0% |