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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,510 | $142,354-11.8% | $125,5290% | $155,188-19.1% |
| Participation rate | 46.7% | 78.1%-31.4pp | 74.7%-28.1pp | 80.8%-34.1pp |
| Annual return | 16.22% | 306.06%-289.8pp | 202.56%-186.3pp | 148.84%-132.6pp |
| Employer contribution / active EE | $2,671 | $3,501-23.7% | $3,058-12.6% | $4,248-37.1% |
| Participant deferral / active EE | $3,895 | $5,491-29.1% | $4,813-19.1% | $6,531-40.4% |
| Admin fee / account holder | $4,387 | $19,392-77.4% | $16,298-73.1% | $14,480-69.7% |