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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,282 | $69,590-89.5% | $136,867-94.7% | $94,015-92.3% |
| Participation rate | 94.4% | 66.3%+28.1pp | 74.5%+19.9pp | 70.8%+23.6pp |
| Annual return | 11.81% | 19.62%-7.8pp | 42.97%-31.2pp | 17.84%-6.0pp |
| Employer contribution / active EE | $1,836 | $2,396-23.4% | $3,547-48.2% | $2,790-34.2% |
| Participant deferral / active EE | $1,131 | $3,437-67.1% | $4,924-77.0% | $4,249-73.4% |
| Admin fee / account holder | $342 | $8,912-96.2% | $10,340-96.7% | $8,951-96.2% |