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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,432 | $81,504-12.4% | $102,437-30.3% | $80,959-11.8% |
| Participation rate | 84.9% | 66.9%+18.0pp | 74.5%+10.4pp | 67.7%+17.2pp |
| Annual return | 11.57% | 25.60%-14.0pp | 24.95%-13.4pp | 35.67%-24.1pp |
| Employer contribution / active EE | $2,758 | $3,104-11.1% | $3,871-28.7% | $2,7570% |
| Participant deferral / active EE | $4,105 | $3,871+6.0% | $5,060-18.9% | $4,300-4.5% |
| Admin fee / account holder | $4,308 | $6,719-35.9% | $8,388-48.6% | $6,925-37.8% |