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| Provider | Service type | Compensation |
|---|---|---|
BOKF, NA10+ years Service code 19 P.O. BOX 880 · TULSA, OK 74101 | Securities Custodian | $81,345 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,125 | $88,137+40.8% | $164,975-24.8% | $74,429+66.8% |
| Participation rate | 97.0% | 73.1%+23.9pp | 78.6%+18.4pp | 67.2%+29.8pp |
| Annual return | 13.69% | 17.13%-3.4pp | 70.12%-56.4pp | 1368.38%-1354.7pp |
| Employer contribution / active EE | $2,721 | $2,597+4.8% | $4,343-37.4% | $2,625+3.6% |
| Participant deferral / active EE | $8,117 | $4,501+80.3% | $6,033+34.5% | $4,348+86.7% |
| Admin fee / account holder | $366 | $2,231-83.6% | $12,688-97.1% | $1,944-81.2% |