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| Provider | Service type | Compensation |
|---|---|---|
BOKF, NA10+ years Service code 19 P.O. BOX 880 · TULSA, OK 74101 | Securities Custodian | $81,345 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,125 | $88,203+40.7% | $165,100-24.8% | $74,478+66.7% |
| Participation rate | 97.0% | 73.1%+23.9pp | 78.6%+18.4pp | 67.2%+29.8pp |
| Annual return | 13.69% | 17.13%-3.4pp | 70.21%-56.5pp | 1370.56%-1356.9pp |
| Employer contribution / active EE | $2,721 | $2,601+4.6% | $4,348-37.4% | $2,626+3.6% |
| Participant deferral / active EE | $8,117 | $4,505+80.2% | $6,035+34.5% | $4,350+86.6% |
| Admin fee / account holder | $366 | $2,235-83.6% | $12,696-97.1% | $1,946-81.2% |