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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,400 | $110,410-38.0% | $102,437-33.2% | $145,897-53.1% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 10.79% | 24.85%-14.1pp | 24.95%-14.2pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,790 | $4,217-33.8% | $3,871-27.9% | $4,663-40.2% |
| Participant deferral / active EE | $5,485 | $5,622-2.4% | $5,060+8.4% | $6,689-18.0% |
| Admin fee / account holder | $13,313 | $9,745+36.6% | $8,388+58.7% | $13,390-0.6% |