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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,400 | $110,337-38.0% | $102,383-33.2% | $145,877-53.1% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 10.79% | 24.83%-14.0pp | 24.94%-14.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $2,790 | $4,216-33.8% | $3,870-27.9% | $4,663-40.2% |
| Participant deferral / active EE | $5,485 | $5,621-2.4% | $5,060+8.4% | $6,691-18.0% |
| Admin fee / account holder | $13,313 | $9,750+36.5% | $8,391+58.7% | $13,402-0.7% |