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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,556 | $86,940+41.0% | $102,434+19.6% | $80,935+51.4% |
| Participation rate | 97.0% | 72.4%+24.6pp | 76.5%+20.5pp | 67.7%+29.3pp |
| Annual return | 9.23% | 18.89%-9.7pp | 29.46%-20.2pp | 35.66%-26.4pp |
| Employer contribution / active EE | $1,100 | $2,370-53.6% | $3,023-63.6% | $2,757-60.1% |
| Participant deferral / active EE | $6,360 | $4,121+54.3% | $5,055+25.8% | $4,299+47.9% |
| Admin fee / account holder | $17,528 | $8,047+117.8% | $9,462+85.3% | $6,924+153.1% |