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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,197 | $81,504+3.3% | $102,437-17.8% | $80,959+4.0% |
| Participation rate | 93.8% | 66.9%+26.9pp | 74.5%+19.2pp | 67.7%+26.1pp |
| Annual return | 14.27% | 25.60%-11.3pp | 24.95%-10.7pp | 35.67%-21.4pp |
| Employer contribution / active EE | $5,128 | $3,104+65.2% | $3,871+32.5% | $2,757+86.0% |
| Participant deferral / active EE | $3,308 | $3,871-14.5% | $5,060-34.6% | $4,300-23.1% |
| Admin fee / account holder | $4,796 | $6,719-28.6% | $8,388-42.8% | $6,925-30.7% |