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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,568 | $136,860-42.6% | $120,344-34.7% | $154,746-49.2% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 9.77% | 21.38%-11.6pp | 20.30%-10.5pp | 172.34%-162.6pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $10,169 | $5,793+75.5% | $5,135+98.0% | $6,730+51.1% |
| Admin fee / account holder | $44,646 | $15,393+190.0% | $12,742+250.4% | $14,365+210.8% |