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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,466 | $97,125-83.0% | $86,233-80.9% | $137,256-88.0% |
| Participation rate | 28.6% | 74.2%-45.6pp | 69.0%-40.4pp | 80.0%-51.4pp |
| Annual return | 11.36% | 74.19%-62.8pp | 61.39%-50.0pp | 220.34%-209.0pp |
| Employer contribution / active EE | $948 | $2,841-66.6% | $2,504-62.2% | $4,156-77.2% |
| Participant deferral / active EE | $1,044 | $5,180-79.8% | $4,559-77.1% | $6,407-83.7% |
| Admin fee / account holder | $3,414 | $9,725-64.9% | $8,342-59.1% | $12,270-72.2% |