Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,690 | $97,550-86.0% | $120,344-88.6% | $87,485-84.4% |
| Participation rate | 47.7% | 72.8%-25.2pp | 76.7%-29.0pp | 68.9%-21.3pp |
| Annual return | 12.46% | 18.41%-5.9pp | 20.30%-7.8pp | 26.06%-13.6pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $254 | $4,230-94.0% | $5,135-95.0% | $4,274-94.0% |
| Admin fee / account holder | $1,401 | $9,543-85.3% | $12,742-89.0% | $7,775-82.0% |