Filed July 30, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $64,595 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $17,934 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,703 | $86,944-56.6% | $107,525-64.9% | $74,304-49.3% |
| Participation rate | 95.0% | 59.6%+35.4pp | 75.1%+19.9pp | 60.3%+34.6pp |
| Annual return | 11.02% | 23.52%-12.5pp | 181.32%-170.3pp | 29.43%-18.4pp |
| Employer contribution / active EE | $1,598 | $2,757-42.0% | $3,754-57.4% | $2,241-28.7% |
| Participant deferral / active EE | $3,142 | $3,554-11.6% | $5,116-38.6% | $3,767-16.6% |
| Admin fee / account holder | $280 | $3,727-92.5% | $8,919-96.9% | $2,969-90.6% |