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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,971 | $178,174-17.0% | $156,181-5.3% | $137,256+7.8% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.8%+14.5pp | 80.0%+13.4pp |
| Annual return | 8.48% | 84.19%-75.7pp | 64.87%-56.4pp | 220.34%-211.9pp |
| Employer contribution / active EE | $6,667 | $4,972+34.1% | $4,294+55.3% | $4,156+60.4% |
| Participant deferral / active EE | $0 | $6,888-100.0% | $6,132-100.0% | $6,407-100.0% |
| Admin fee / account holder | $1,517 | $17,404-91.3% | $14,586-89.6% | $12,270-87.6% |