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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,683 | $101,778-41.4% | $164,975-63.8% | $80,925-26.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 8.96% | 16.73%-7.8pp | 70.12%-61.2pp | 35.65%-26.7pp |
| Employer contribution / active EE | $2,735 | $2,954-7.4% | $4,343-37.0% | $2,756-0.8% |
| Participant deferral / active EE | $5,312 | $4,477+18.7% | $6,033-12.0% | $4,299+23.6% |
| Admin fee / account holder | $8,704 | $8,221+5.9% | $12,688-31.4% | $6,940+25.4% |