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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,169 | $86,940-33.1% | $102,434-43.2% | $80,935-28.1% |
| Participation rate | 70.0% | 72.4%-2.4pp | 76.5%-6.5pp | 67.7%+2.3pp |
| Annual return | 9.14% | 18.89%-9.8pp | 29.46%-20.3pp | 35.66%-26.5pp |
| Employer contribution / active EE | $1,294 | $2,370-45.4% | $3,023-57.2% | $2,757-53.1% |
| Participant deferral / active EE | $2,707 | $4,121-34.3% | $5,055-46.4% | $4,299-37.0% |
| Admin fee / account holder | $19,901 | $8,047+147.3% | $9,462+110.3% | $6,924+187.4% |