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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,724 | $83,369+6.4% | $105,223-15.7% | $67,986+30.5% |
| Participation rate | 73.9% | 56.3%+17.6pp | 75.0%-1.2pp | 57.2%+16.7pp |
| Annual return | 9.01% | 24.64%-15.6pp | 180.65%-171.6pp | 31.67%-22.7pp |
| Employer contribution / active EE | $3,242 | $2,541+27.6% | $3,689-12.1% | $2,019+60.6% |
| Participant deferral / active EE | $1,014 | $3,295-69.2% | $5,072-80.0% | $3,358-69.8% |
| Admin fee / account holder | $2,407 | $4,073-40.9% | $8,859-72.8% | $3,203-24.9% |