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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,595 | $162,967-8.8% | $135,792+9.4% | $138,895+7.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 1.02% | 30.08%-29.1pp | 25.96%-24.9pp | 145.39%-144.4pp |
| Employer contribution / active EE | $16,375 | $4,211+288.9% | $3,496+368.5% | $4,194+290.4% |
| Participant deferral / active EE | $31,000 | $5,640+449.6% | $4,759+551.4% | $6,396+384.7% |
| Admin fee / account holder | $225,427 | $15,306+1372.8% | $12,266+1737.9% | $12,562+1694.5% |