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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,595 | $161,352-7.9% | $134,172+10.7% | $137,256+8.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 1.02% | 28.72%-27.7pp | 25.30%-24.3pp | 220.34%-219.3pp |
| Employer contribution / active EE | $16,375 | $4,099+299.5% | $3,420+378.8% | $4,156+294.0% |
| Participant deferral / active EE | $31,000 | $5,552+458.3% | $4,690+560.9% | $6,407+383.9% |
| Admin fee / account holder | $225,427 | $15,028+1400.1% | $12,016+1776.1% | $12,270+1737.2% |