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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,269 | $80,812-5.6% | $160,784-52.6% | $82,448-7.5% |
| Participation rate | 64.3% | 66.2%-1.9pp | 77.0%-12.7pp | 68.1%-3.8pp |
| Annual return | 25.43% | 100.59%-75.2pp | 1803.92%-1778.5pp | 41.64%-16.2pp |
| Employer contribution / active EE | $1,887 | $2,174-13.2% | $3,733-49.5% | $2,551-26.0% |
| Participant deferral / active EE | $4,996 | $4,335+15.2% | $6,293-20.6% | $4,139+20.7% |
| Admin fee / account holder | $4,306 | $7,695-44.0% | $9,717-55.7% | $7,234-40.5% |