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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,807 | $88,672+50.9% | $105,223+27.2% | $82,448+62.3% |
| Participation rate | 82.4% | 67.9%+14.4pp | 75.0%+7.3pp | 68.1%+14.3pp |
| Annual return | 12.49% | 30.86%-18.4pp | 180.65%-168.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $3,935 | $3,048+29.1% | $3,689+6.7% | $2,551+54.3% |
| Participant deferral / active EE | $7,328 | $4,036+81.6% | $5,072+44.5% | $4,139+77.0% |
| Admin fee / account holder | $29,960 | $7,146+319.3% | $8,859+238.2% | $7,234+314.1% |