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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,959 | $185,312-74.1% | $161,489-70.3% | $154,746-69.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 8.45% | 103.84%-95.4pp | 89.72%-81.3pp | 172.34%-163.9pp |
| Employer contribution / active EE | $2,239 | $4,769-53.0% | $4,268-47.5% | $4,379-48.9% |
| Participant deferral / active EE | $4,461 | $6,350-29.8% | $5,630-20.8% | $6,730-33.7% |
| Admin fee / account holder | $12,530 | $18,654-32.8% | $16,006-21.7% | $14,365-12.8% |