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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,959 | $172,111-72.1% | $150,298-68.1% | $137,256-65.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 8.45% | 69.37%-60.9pp | 62.79%-54.3pp | 220.34%-211.9pp |
| Employer contribution / active EE | $2,239 | $4,636-51.7% | $4,154-46.1% | $4,156-46.1% |
| Participant deferral / active EE | $4,461 | $6,166-27.7% | $5,453-18.2% | $6,407-30.4% |
| Admin fee / account holder | $12,530 | $16,471-23.9% | $14,116-11.2% | $12,270+2.1% |