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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,526 | $107,421+95.1% | $182,262+15.0% | $94,015+122.9% |
| Participation rate | 94.8% | 77.8%+17.0pp | 84.2%+10.6pp | 70.8%+24.0pp |
| Annual return | 12.63% | 21.32%-8.7pp | 140.60%-128.0pp | 17.84%-5.2pp |
| Employer contribution / active EE | $1,606 | $3,448-53.4% | $5,046-68.2% | $2,790-42.4% |
| Participant deferral / active EE | $9,367 | $6,558+42.8% | $8,276+13.2% | $4,249+120.4% |
| Admin fee / account holder | $8,445 | $8,692-2.8% | $16,712-49.5% | $8,951-5.7% |