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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,526 | $106,749+96.3% | $145,433+44.1% | $82,448+154.1% |
| Participation rate | 94.8% | 75.6%+19.2pp | 82.1%+12.7pp | 68.1%+26.8pp |
| Annual return | 12.63% | 27.59%-15.0pp | 66.58%-53.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,606 | $3,444-53.4% | $4,554-64.7% | $2,551-37.0% |
| Participant deferral / active EE | $9,367 | $6,519+43.7% | $7,897+18.6% | $4,139+126.3% |
| Admin fee / account holder | $8,445 | $8,390+0.7% | $13,129-35.7% | $7,234+16.7% |