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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,526 | $106,524+96.7% | $152,301+37.6% | $87,485+139.5% |
| Participation rate | 94.8% | 75.8%+19.1pp | 82.4%+12.4pp | 68.9%+25.9pp |
| Annual return | 12.63% | 26.89%-14.3pp | 80.50%-67.9pp | 26.06%-13.4pp |
| Employer contribution / active EE | $1,606 | $3,371-52.4% | $4,624-65.3% | $2,596-38.1% |
| Participant deferral / active EE | $9,367 | $6,525+43.6% | $8,004+17.0% | $4,274+119.2% |
| Admin fee / account holder | $8,445 | $8,287+1.9% | $14,398-41.3% | $7,775+8.6% |