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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,758 | $87,132+22.5% | $105,624+1.1% | $80,959+31.9% |
| Participation rate | 94.3% | 70.4%+23.9pp | 75.3%+19.0pp | 67.7%+26.6pp |
| Annual return | 9.29% | 17.03%-7.7pp | 116.20%-106.9pp | 35.67%-26.4pp |
| Employer contribution / active EE | $2,047 | $2,397-14.6% | $3,168-35.4% | $2,757-25.8% |
| Participant deferral / active EE | $3,292 | $3,985-17.4% | $5,013-34.3% | $4,300-23.5% |
| Admin fee / account holder | $15,336 | $8,449+81.5% | $10,961+39.9% | $6,925+121.5% |