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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,555 | $86,949+165.2% | $102,460+125.0% | $80,959+184.8% |
| Participation rate | 79.7% | 72.4%+7.3pp | 76.5%+3.2pp | 67.7%+12.0pp |
| Annual return | 11.07% | 18.89%-7.8pp | 29.47%-18.4pp | 35.67%-24.6pp |
| Employer contribution / active EE | $9,516 | $2,370+301.6% | $3,025+214.6% | $2,757+245.1% |
| Participant deferral / active EE | $964 | $4,121-76.6% | $5,056-80.9% | $4,300-77.6% |
| Admin fee / account holder | $38,150 | $8,048+374.1% | $9,460+303.3% | $6,925+450.9% |