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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,836 | $117,895+16.1% | $102,460+33.6% | $145,897-6.2% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 7.05% | 31.92%-24.9pp | 29.47%-22.4pp | 552.29%-545.2pp |
| Employer contribution / active EE | $3,027 | $3,619-16.3% | $3,025+0.1% | $4,663-35.1% |
| Participant deferral / active EE | $6,095 | $5,736+6.3% | $5,056+20.6% | $6,689-8.9% |
| Admin fee / account holder | $5,997 | $13,353-55.1% | $9,460-36.6% | $13,390-55.2% |