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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,257 | $124,425+6.3% | $112,040+18.0% | $137,256-3.6% |
| Participation rate | 81.8% | 79.3%+2.5pp | 76.5%+5.3pp | 80.0%+1.9pp |
| Annual return | 8.27% | 24.72%-16.4pp | 24.52%-16.2pp | 220.34%-212.1pp |
| Employer contribution / active EE | $3,088 | $3,411-9.5% | $2,954+4.5% | $4,156-25.7% |
| Participant deferral / active EE | $6,645 | $5,718+16.2% | $5,098+30.4% | $6,407+3.7% |
| Admin fee / account holder | $32,465 | $15,207+113.5% | $12,098+168.3% | $12,270+164.6% |