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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,660 | $81,358+315.0% | $155,556+117.1% | $80,959+317.1% |
| Participation rate | 89.8% | 66.3%+23.6pp | 78.2%+11.6pp | 67.7%+22.2pp |
| Annual return | 12.86% | 33.39%-20.5pp | 64.84%-52.0pp | 35.67%-22.8pp |
| Employer contribution / active EE | $4,329 | $3,106+39.4% | $4,675-7.4% | $2,757+57.0% |
| Participant deferral / active EE | $8,505 | $3,455+146.1% | $5,631+51.0% | $4,300+97.8% |
| Admin fee / account holder | $39,057 | $7,994+388.6% | $15,885+145.9% | $6,925+464.0% |