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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,544 | $78,690+359.5% | $161,489+123.9% | $87,485+313.3% |
| Participation rate | 93.3% | 67.5%+25.9pp | 78.7%+14.6pp | 68.9%+24.4pp |
| Annual return | 16.54% | 32.74%-16.2pp | 89.72%-73.2pp | 26.06%-9.5pp |
| Employer contribution / active EE | $12,292 | $2,588+374.9% | $4,268+188.0% | $2,596+373.4% |
| Participant deferral / active EE | $9,270 | $3,311+180.0% | $5,630+64.6% | $4,274+116.9% |
| Admin fee / account holder | $12,168 | $6,724+81.0% | $16,006-24.0% | $7,775+56.5% |