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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,544 | $76,407+373.2% | $150,298+140.6% | $82,448+338.5% |
| Participation rate | 93.3% | 66.4%+26.9pp | 77.8%+15.6pp | 68.1%+25.3pp |
| Annual return | 16.54% | 39.99%-23.5pp | 62.79%-46.2pp | 41.64%-25.1pp |
| Employer contribution / active EE | $12,292 | $2,614+370.2% | $4,154+195.9% | $2,551+381.8% |
| Participant deferral / active EE | $9,270 | $3,214+188.4% | $5,453+70.0% | $4,139+123.9% |
| Admin fee / account holder | $12,168 | $6,352+91.6% | $14,116-13.8% | $7,234+68.2% |