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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,580 | $147,594-2.0% | $121,871+18.6% | $198,609-27.2% |
| Participation rate | 62.5% | 78.0%-15.5pp | 73.2%-10.7pp | 82.4%-19.9pp |
| Annual return | 15.04% | 12.94%+2.1pp | 13.57%+1.5pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,720 | $3,007-42.8% | $2,731-37.0% | $5,055-66.0% |
| Participant deferral / active EE | $3,735 | $5,168-27.7% | $4,318-13.5% | $6,977-46.5% |
| Admin fee / account holder | $5,330 | $15,134-64.8% | $11,551-53.9% | $19,030-72.0% |