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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,580 | $106,974+35.2% | $90,796+59.2% | $138,895+4.1% |
| Participation rate | 62.5% | 74.9%-12.4pp | 69.5%-7.0pp | 79.9%-17.4pp |
| Annual return | 15.04% | 20.10%-5.1pp | 19.29%-4.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,720 | $2,609-34.1% | $2,294-25.0% | $4,194-59.0% |
| Participant deferral / active EE | $3,735 | $4,455-16.1% | $3,822-2.3% | $6,396-41.6% |
| Admin fee / account holder | $5,330 | $8,626-38.2% | $7,024-24.1% | $12,562-57.6% |