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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,777 | $132,634-24.0% | $115,768-12.9% | $137,256-26.6% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 8.38% | 160.70%-152.3pp | 100.46%-92.1pp | 220.34%-212.0pp |
| Employer contribution / active EE | $1,814 | $3,360-46.0% | $2,940-38.3% | $4,156-56.4% |
| Participant deferral / active EE | $3,259 | $5,619-42.0% | $4,917-33.7% | $6,407-49.1% |
| Admin fee / account holder | $26,275 | $15,028+74.8% | $12,439+111.2% | $12,270+114.1% |