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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,777 | $132,099-23.7% | $115,599-12.8% | $138,895-27.4% |
| Participation rate | 90.9% | 77.9%+13.1pp | 74.3%+16.6pp | 79.9%+11.0pp |
| Annual return | 8.38% | 176.76%-168.4pp | 111.10%-102.7pp | 145.39%-137.0pp |
| Employer contribution / active EE | $1,814 | $3,416-46.9% | $2,955-38.6% | $4,194-56.8% |
| Participant deferral / active EE | $3,259 | $5,617-42.0% | $4,889-33.3% | $6,396-49.0% |
| Admin fee / account holder | $26,275 | $15,650+67.9% | $12,841+104.6% | $12,562+109.2% |