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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,068 | $125,184-21.7% | $105,607-7.1% | $145,884-32.8% |
| Participation rate | 91.3% | 77.6%+13.7pp | 75.3%+16.0pp | 80.3%+11.0pp |
| Annual return | 9.13% | 225.00%-215.9pp | 116.11%-107.0pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,647 | $3,720-55.7% | $3,167-48.0% | $4,662-64.7% |
| Participant deferral / active EE | $2,947 | $5,714-48.4% | $5,011-41.2% | $6,690-55.9% |
| Admin fee / account holder | $4,692 | $17,133-72.6% | $10,958-57.2% | $13,392-65.0% |