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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,994 | $107,809-30.4% | $97,032-22.7% | $155,188-51.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 3.76% | 38.06%-34.3pp | 35.38%-31.6pp | 148.84%-145.1pp |
| Employer contribution / active EE | $1,607 | $2,911-44.8% | $2,629-38.9% | $4,248-62.2% |
| Participant deferral / active EE | $3,167 | $5,129-38.3% | $4,672-32.2% | $6,531-51.5% |
| Admin fee / account holder | $75,755 | $10,717+606.8% | $9,418+704.4% | $14,480+423.2% |