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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.4 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $40,725 |
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $808 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,556 | $101,795+156.0% | $165,100+57.8% | $80,959+221.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 15.37% | 16.73%-1.4pp | 70.21%-54.8pp | 35.67%-20.3pp |
| Employer contribution / active EE | $3,028 | $2,954+2.5% | $4,348-30.4% | $2,757+9.8% |
| Participant deferral / active EE | $5,882 | $4,476+31.4% | $6,035-2.5% | $4,300+36.8% |
| Admin fee / account holder | $368 | $8,221-95.5% | $12,696-97.1% | $6,925-94.7% |