Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,494 | $92,985-15.6% | $153,432-48.8% | $80,874-2.9% |
| Participation rate | 30.6% | 69.0%-38.4pp | 77.1%-46.5pp | 67.6%-37.1pp |
| Annual return | 13.81% | 19.95%-6.1pp | 15.66%-1.9pp | 35.62%-21.8pp |
| Employer contribution / active EE | $1,941 | $3,507-44.7% | $5,038-61.5% | $2,756-29.6% |
| Participant deferral / active EE | $2,752 | $5,178-46.8% | $6,757-59.3% | $4,297-36.0% |
| Admin fee / account holder | $11,331 | $8,880+27.6% | $12,725-11.0% | $6,935+63.4% |