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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,110 | $55,446-6.0% | $155,574-66.5% | $74,429-30.0% |
| Participation rate | 94.8% | 61.9%+32.9pp | 78.2%+16.6pp | 67.2%+27.5pp |
| Annual return | 13.00% | 269.20%-256.2pp | 64.87%-51.9pp | 1368.38%-1355.4pp |
| Employer contribution / active EE | $2,930 | $2,266+29.3% | $4,676-37.3% | $2,625+11.6% |
| Participant deferral / active EE | $4,297 | $2,836+51.5% | $5,629-23.7% | $4,348-1.2% |
| Admin fee / account holder | $386 | $1,743-77.8% | $15,914-97.6% | $1,944-80.1% |