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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,110 | $55,470-6.1% | $155,556-66.5% | $74,478-30.0% |
| Participation rate | 94.8% | 61.9%+32.9pp | 78.2%+16.5pp | 67.2%+27.5pp |
| Annual return | 13.00% | 269.80%-256.8pp | 64.84%-51.8pp | 1370.56%-1357.6pp |
| Employer contribution / active EE | $2,930 | $2,267+29.2% | $4,675-37.3% | $2,626+11.5% |
| Participant deferral / active EE | $4,297 | $2,838+51.4% | $5,631-23.7% | $4,350-1.2% |
| Admin fee / account holder | $386 | $1,744-77.9% | $15,885-97.6% | $1,946-80.1% |