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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,110 | $55,472-6.1% | $155,567-66.5% | $74,546-30.1% |
| Participation rate | 94.8% | 61.9%+32.9pp | 78.2%+16.6pp | 67.2%+27.6pp |
| Annual return | 13.00% | 268.72%-255.7pp | 64.74%-51.7pp | 1366.03%-1353.0pp |
| Employer contribution / active EE | $2,930 | $2,269+29.1% | $4,674-37.3% | $2,624+11.6% |
| Participant deferral / active EE | $4,297 | $2,838+51.4% | $5,628-23.6% | $4,347-1.2% |
| Admin fee / account holder | $386 | $1,743-77.8% | $15,916-97.6% | $1,944-80.1% |